Terms of Service

Last Updated: September 5, 2025

Welcome to LuminIL.ai ("LuminIL," "we," "our," or "us"). By accessing or using our website, products, or services, you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree with these Terms, you must not use our services.

1. Acceptance of Terms

These Terms govern your use of the LuminIL website, software, and AI-enabled healthcare tools. By accessing or using our services, you confirm that you are of legal age and have the authority to enter into these Terms.

2. Use of Services

  • Our services are intended for licensed healthcare providers, researchers, and authorized partners.
  • You agree to use our services only for lawful purposes and in compliance with applicable privacy, health, and professional regulations, including the Personal Health Information Protection Act (PHIPA, Ontario).
  • You may not misuse our services, interfere with their normal operation, or attempt unauthorized access.

3. No Medical Advice

  • LuminIL's tools are designed to support healthcare providers, not to replace professional medical judgment.
  • Information generated by our AI modules is for clinical support purposes only and does not constitute medical advice.
  • Healthcare providers remain solely responsible for decisions regarding patient care.
  • Patients should always consult a qualified healthcare professional for medical concerns.

4. Intellectual Property

  • All content, trademarks, logos, designs, and software associated with LuminIL are the property of LuminIL.ai or its licensors.
  • You are granted a limited, non-exclusive, non-transferable license to use our services in accordance with these Terms.
  • You may not copy, modify, distribute, sell, or reverse engineer any part of our services without our prior written consent.

5. Privacy

  • Your use of our services is also governed by our Privacy Policy.
  • Healthcare providers remain the custodians of personal health information (PHI) collected through our tools and are responsible for compliance with PHIPA and other applicable laws.

6. Third-Party Services

  • Our services may contain links to, or rely on, third-party websites, software, or integrations.
  • We are not responsible for the content, policies, or practices of third-party services.
  • Your use of third-party services is at your own risk and may be subject to separate terms and policies.

7. Disclaimers

  • Our services are provided on an "as is" and "as available" basis.
  • We make no representations or warranties regarding the accuracy, completeness, reliability, or suitability of our services for any particular purpose.
  • To the fullest extent permitted by law, we disclaim all warranties, express or implied.

8. Limitation of Liability

To the maximum extent permitted by law, LuminIL and its officers, employees, affiliates, and partners shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to:

  • Loss of profits, revenue, or data.
  • Reliance on information provided by our services.
  • Unauthorized access, breaches, or alterations of data.

9. Indemnification

You agree to indemnify, defend, and hold harmless LuminIL, its affiliates, and its employees from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of:

  • Your use of our services.
  • Your violation of these Terms.
  • Your violation of applicable laws or third-party rights.

10. Termination

  • We may suspend or terminate your access to our services at any time, without prior notice, if you violate these Terms or engage in conduct that we determine is harmful to our operations, other users, or third parties.
  • Upon termination, your right to use our services immediately ceases.

11. Changes to These Terms

We may update these Terms from time to time. Updated versions will be posted on this page with a revised "Last Updated" date. Your continued use of our services after changes take effect constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by the laws of the Province of Ontario and the applicable laws of Canada. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Ontario.

13. Contact Us

If you have any questions about these Terms, please contact us:

LuminIL.ai – Legal & Compliance

385 Silver Star Blvd, Unit 209

Toronto ON, M1V 0E3

info@luminil.ca